If Disney would offer a Pre-Loaded Dining Card...where you deposit a certain amount of money before your trip into a debit account and then charge meals on that, I'd consider it. They could give you a 10-15% discount, let you deposit Disney Visa points into it, and throw in some free drinks or apps now and then depending on how much you spend. What would be in it for Disney? They could make it like a flexible spending account where the dollars expire if not used, but incentivize you to plan accordingly and maximize how much you put in to take advantage of the discounts. If you plan well, y